Motorcycle passengers in New York are not covered by no-fault insurance, but that exclusion works in your favor. You can file a personal injury claim against any at-fault party without needing to prove a "serious injury" under state insurance law.

You were not driving. You...

Motorcyclists are taught to drive defensively and always be on the lookout for other drivers who could put them in danger. But no matter how carefully they may ride their motorcycles, an irresponsible driver may force them to swerve - and, perhaps, crash.

If you crashed your motorcycle to...

Riding a motorcycle is an enjoyable way to hit the road and explore new places. However, this comes with the risk of getting into an accident. The unfortunate reality is that motorcycles lack the protective steel frames and safety features of passenger vehicles, increasing the risk of serious and permanent injuries.