New York’s three-year statute of limitations is not your only deadline. No-fault insurance requires written notice within 30 days. Claims against a municipality generally must begin with a notice of claim within 90 days of the accident, though courts may permit late filing in limited circumstances.

Under New York's pure comparative negligence rule, you can still recover compensation after a pedestrian accident even if you were partially at fault. Your damages are reduced by your percentage of responsibility, but you are never completely barred from recovery.

Yes — and you don't...